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Dealer NewsRoyal Enfield

Royal Enfield Expands Popular 0% APR 50/50 Finance Offer

Modern Classic Motorcycle News
Last updated: October 7, 2025 3:23 pm
By Modern Classic Motorcycle News
8 Min Read
Royal Enfield Expands Popular 0% APR 50/50 Finance Offer
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Royal Enfield Expands Popular 0% Apr 50/50 Finance OfferRoyal Enfield Expands Popular 0% APR 50/50 Finance Offer to Additional Models.

As daylight savings edges ever closer, Royal Enfield is pleased to announce its autumnal finance offers for UK customers by introducing the 50/50 APP 0% APR [1] offer to additional models, alongside a new lower 5.9% APR Representative rate for PCP and HP deals [2][3] on all 450 & 650 models.

  • 50/50 0% APR finance offer extended to Bear 650, Classic 650, Super Meteor 650, Himalayan 450, and continues on Shotgun 650.
  • Lower 5.9% APR Representative promotional offer for PCP and HP deals, on the entire 2025 450cc and 650cc Royal Enfield range.

Royal Enfield Expands Popular 0% Apr 50/50 Finance OfferRoyal Enfield’s 50/50 0% APR finance offer [1], first introduced for the Shotgun 650, has proved extremely popular, and is now expanding. This tempting offer will now include further models from the 2025 lineup, available on the Bear 650, Classic 650, Himalayan 450, and Super Meteor 650. The Shotgun 650 will also continue to be part of this offer.

Additionally, a new promotional APR of 5.9% APR Representative [2][3] is now available for the models listed above, and extended into all 2025 450cc and 650cc Royal Enfield models. This offer applies to both PCP and HP finance options, ensuring it is simpler than ever to acquire a Royal Enfield before the end of 2025, riding into 2026.

Prospective customers should act quickly to take advantage of these exclusive, limited-time finance offers while they are still available. Customers are encouraged to get in touch with their local Royal Enfield dealership to find out more, or check out the available financing options on the Royal Enfield UK website.

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Royal Enfield Expands Popular 0% Apr 50/50 Finance OfferRepresentative Examples – 50/50 APP (Advance Payment Plan), PCP, HP

Still the freshest scrambler on the road, the Bear 650 is celebrated for its ’60s style and thumping on-road presence, and now delivers the best value proposition yet; seize the chance to ‘grab the Bear by the horns’.

For a representative example for the 50/50 deal on the 2025 Bear 650 (at £6,749), an initial 50% up-front payment of £3,374.50 is due, followed by 24 months with no payments, and an optional final £3,375 (annual mileage at 4,000) [1].

We’re excited to announce that for the first time it’s easier than ever for intrepid adventurers to secure a Himalayan 450. Built for fearless explorers, this motorcycle is designed with versatility and rugged capability in mind, with the Sherpa 450 single at its heart.

As a representative example for the PCP deal, the Himalayan 450 (at £5,750) can be secured with a £1,374.07 deposit, followed by 48 monthly installments at £59.99 and optional final payment of £2,335 (annual mileage 4,000, and 5.9% APR Representative) [2].

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For those looking to showcase their old-school aesthetic in a modern form, accentuated by effortless power delivery from the acclaimed 650 twin engine, the Classic 650 can now be secured on a tempting HP deal.

With an initial deposit of £1,547.96 can secure the Classic 650 (at £6,499) over 60 monthly payments of just £94.99 (annual mileage 4,000, and 5.9% APR Representative) [3].

Royal Enfield Expands Popular 0% Apr 50/50 Finance OfferAPP T&Cs

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[1] Offer available on Royal Enfield Bear 650 Base ordered by 31/12/25. 24 month term. Minimum £3,374.50 customer deposit required. The model variant shown is for illustrative purposes only. Accessories may also be featured that are not standard fit. £3,375 optional final payment. With Royal Enfield Finance APP, you may return the vehicle instead of making the final payment. It must be in good condition and, if you exceed the agreed annual mileage, you will be charged 10p per mile for exceeding 4,000 miles p.a. in this example. Subject to status. Guarantees may be required. T&Cs apply. Offer may be varied or withdrawn at any time. Participating retailers only. CA Auto Finance UK Limited trading as Royal Enfield Finance, PO Box 4465, Slough, SL1 0RW. Your retailer will usually receive a fixed percentage commission for introducing customers to Royal Enfield Finance.

PCP T&Cs

[2] Offer available on Royal Enfield Himalayan 450 Base ordered by 31/12/25. 48 month term. Minimum £1,374.07 customer deposit required. The model variant shown is for illustrative purposes only. Accessories may also be featured that are not standard fit. £2,335 optional final payment. With Royal Enfield Finance PCP, you may return the vehicle instead of making the final payment. It must be in good condition and, if you exceed the agreed annual mileage, you will be charged 10p per mile for exceeding 4,000 miles p.a. in this example. Subject to status. Guarantees may be required. T&Cs apply. Offer may be varied or withdrawn at any time. Participating retailers only. CA Auto Finance UK Limited trading as Royal Enfield Finance, PO Box 4465, Slough, SL1 0RW. Your retailer will usually receive a fixed percentage commission for introducing customers to Royal Enfield Finance.

HP T&Cs

[3] Offer available on Royal Enfield Classic 650 Base ordered by 31/12/25. 5.9% APR Hire Purchase available up to a 5 year term with a minimum £1,547.96 customer deposit required. The model variant shown is for illustrative purposes only. Accessories may also be featured that are not standard fit. Subject to status. Guarantees may be required. T&Cs apply. Offer may be varied or withdrawn at any time. Participating retailers only. CA Auto Finance UK Limited trading as Royal Enfield Finance, PO Box 4465, Slough, SL1 0RW. Your retailer will usually receive a fixed percentage commission for introducing customers to Royal Enfield Finance.

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For more Royal Enfield news check out our dedicated page Royal Enfield News

or head to the official Royal Enfield website royalenfield.com/uk

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* Disclosure: This page may contain affiliate links, which means I may earn a commission (at no cost to you) if you click on the link and make a purchase. Any money made goes straight back into the website and magazine. Your support is appreciated!

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